Three Sticks Lending uses many factors to determine your loan amount eligibility. The loan amounts we have available for qualified borrowers range from $200 to $3,000.

For most customers, your funds will be deposited in your bank account as soon as the next business day after your application has been processed and approved. You can request same-day funding if your application is reviewed and approved by 2:00 p.m. Central Time*.

At Three Sticks Lending, you can pay off your loan at any time without penalty. You will only pay the interest accrued on your loan up until your payoff date. To make an early payment, please contact our Customer Care Team at least three business days before your next payment is scheduled at (844) 328-1024.

Three Sticks Lending provides consumer Installment Loans. An installment loan is a type of loan where you borrow a set amount of money and repay the loan over a fixed period of time with regularly scheduled payments called installments. Payments are typically scheduled based on your pay frequency.